Don't wait for payday - get 100 to 1000 usd tomorrow

No Fax Payday Loans
    Low Fee!
    Fast Approval
    Cash up to $1000
    No Credit Checks

You sometimes need some extra cash - You have come to the right place. We understand. We have an unsecured, short-term loan available for those unexpected moments, while helping you to avoid bounced checks and late payment penalties.

By applying today, you can be eligible to receive your funds transferred to your bank account in time to have spendable cash tomorrow. You may need money for an unexpected expense, or you may just want something for which the timing is right. Itís up to you how the funds are used. does not perform credit checks. You only need to meet the following requirements:

  • Currently have a job (or receive regular income)
  • Make at least $1000 per month
  • Are 18 years of age or older and a U.S. citizen
  • Have checking account or savings account with direct deposit.
Any other information we ask for should not affect your ability to secure a short term loan. You will find our three payment options of great help with your particular needs.

What is a Payday Loan or Cash Advance?
A payday advance provides you with an unsecured, short-term cash advance until your payday. Customers choose payday advances to cover small, unexpected expenses while avoiding costly bounced-check fees and late payment penalties. With F.A.Q. - 911ForPayday you can apply for a payday loan online and have your advance electronically deposited to your checking or savings account.

What can a Payday Loan be used for?
The money can be used for any purpose - to pay bills, buy something, have a great weekend, it's up to you! You won't be asked!

How much can I receive?

Your first 911ForPayday loan is based upon the information you provide in your membership application. You can borrow an amount up to $1500. After successful repayment of your payday loan, we may raise your loan amount on any future 911ForPayday loans.

How are fees established?

Our fees are competitive and in compliance with all applicable state and federal laws.
Depending on the lender the fee can range from $25 to $30 per $100 borrowed. So if you borrow $300 the fee will be between $75.00 to $90.00.

What about qualifying?

Qualifying for a payday advance is easier than qualifying for traditional credit. 911ForPayday does not perform credit checks. You only need to meet the following requirements:
• Currently have a job (or receive regular income)
• Make at least $1000 per month
• Are 18 years of age or older and a U.S. citizen
• Have checking account or savings account with direct deposit.

What’s the procedure to apply for payday loans online?
The procedure is extremely simple, all you need to do is just fill up the application form at our website and submit it online. The approval takes place immediately after you submit the application on any of the business days.

What do I have to fill in application form?
You have to provide your name and address, employment information, bank account details, and picture identification in the payday loan application form.

Is my application and financial information secure?
We respect our customer’s privacy needs in managing their personal finances. Our site uses a variety of security measures to maintain the safety of your personal information. All sensitive information transmitted between your browser and our website uses 128 bit Secure Socket Layer (SSL) encryption technology.

Is there an application fee?

911ForPayday never charges applicants a fee to qualify for a payday loan.

Does the online form obligate me to taking out a loan?
No. When you fill out our online application, you are only stating that you wish to have our agents approve you and contact you to discuss your options. You may still ask us any questions, and withdraw your request at this time. If you are ready to proceed, you may confirm your information and officially agree to terms with one of our representatives.

What if I have bad credit?

Bad credit will not prevent you from receiving a payday loan at F.A.Q. - 911ForPayday. Our friendly managers will work with you, even if you have already been turned down by other lenders.

I'm a tenant - is this a problem?

No problem - it makes no difference to the lenders whether you are a tenant or a homeowner.

Do I need to fax my details?

You don't need to have a fax machine to be able to apply for a loan. Lending company gets all necessary information instantly.

Can I have more than one payday loan at the same time?

No. All other payday loans have to be repaid before another can be granted.

Do you contact current or former employers?

No, the lenders operate a strict confidentiality policy. None of your personal information will be passed onto any third party without your prior agreement or unless required by law.

Do I need direct deposit?

At this time we can only process your loan if your paycheck is direct deposited; it is the most secure way to offer loans as quickly as we do.

When I will receive my payday loan?

Your application will be processed within 30 minutes, once it has been received. When approved, you will receive your loan on the next business day. Once you receive the loan, we will help you to schedule you repayment dates so that you won’t have to worry about bounced checks or missed deadlines.

How do I know that my loan has been approved?

You will receive an email notification once your loan has been approved. 911ForPayday reserves the right to make adjustments to your loan approval until the time you receive the funds in your bank account based on new information regarding your loan application.

When will my loan be due?

Your due date will normally be due on your next payday that is between 8 and 25 days away. Each state has different rules and regulations.

What if I want to pay early
Contact us if you want to pay your loan off early. If you pay off early, you may be entitled to a refund of part of your loan fee.

What if I can’t repay my loan on the due data?
If you can’t repay the full amount of your loan on the due date, you may be able to request a loan extension.

We have different payment options available for our customers:
1. Paying the loan in full on the maturity date listed on your loan agreement.
2. Paying the finance fee and a portion of the principle on or before the maturity date.
3. Paying only the finance fee on the maturity date.

How often can I get a payday loan?
We are here to help anytime you need extra cash between paychecks. We encourage all our clients to keep in mind that a payday loan is only a short-term solution to an urgent cash need, and to use these loans responsibly. Payday loans should not be used repeatedly to deal with continuing budgeting issues.

Payday Loans Articles

$500 Cash Advance

A $500 cash advance may be the answer you need when you are facing a financial emergency. A cash advance can help you without ruining your credit history. These short-term loans should be used for an emergency only, no matter what it may be. You may have a situation where just a few hundred dollars can really help, and that's where a $500 cash advance can help out.

You will enjoy a fast and simple process when you apply for a $500 cash advance online. You can find many online companies that can process your loan quickly and that promise you money in your account the very next day. These cash advance companies do not run a credit check, so even those with bad credit can be approved for a loan. You also don't need to fax or send any documents , as everything is done through online resources.

These types of loans are usually lent out to customers for about 2 weeks, and then there may be an additional flat fee to repay it late. Some people would rather pay off the loan in installments, and many companies do offer this for the $500 cash advance option. This way you can pay a partial payment at a time, just remember that you will end up paying more in fees. You should always try to pay in one installment if at all possible to avoid additional fees.

Many lending companies offer two ways that you can pay back your cash advance. Many ask for a post-dated check on the day you get your loan, which will be cashed on your due date. Other companies offer direct account debit, which is giving you're approval to debit your account on your due date for the amount of your original loan, plus all fees. Many people prefer this method, but make sure that your lending companies' site is secure and safe so your bank account information stays safe, as well.

You may also be offered an extension if you cannot pay back your $500 cash advance when the due date rolls around. This may be expensive because of penalties and fees added on. It is wise to not get into this, as you can easily become trapped into a cash advance situation where you are borrowing money to pay off your loan. Reap the benefits of a $500 cash advance by trying your best to pay it off in full on the original due date.

100% Approval Bad Credit Payday Loans

Getting a 100% approval bad credit payday loan is not as hard as it seems. Payday loan providers do not bother checking your credit history. You just have to complete the basic requirement and eligibility procedures to get your loan approved within 24 hours.

The loan qualification set by payday advance companies includes verification on your age, employment status, and bank account. You should be 18 years old and above, have a regular job with a verifiable employment location, a steady income, and an established checking account. If you have these simple requirements, you can get your loan up and running in no time.

100% approval bad credit payday loans provide borrowers quick cash for emergency situations. We might be hit with unexpected needs such as vehicle repairs, home repairs, unexpected engagements, medical emergencies, or simply a need to buy something that cannot be put off until the next payday. 100% approval bad credit payday loans are offered at a reasonable rate, with flexible payment timetables, up to 30 days. You can even apply for an extension of your loan term if you cannot afford to pay the loan on time.

If you have a bad credit rating, you can approach payday advance companies without much difficulty. They do not require credit checks and even applicants who have filed for bankruptcy are eligible, given that they can repay the loan within a set time limit. With basic eligibility requirements you can get quick payday loans in amounts between $100 and $1500.

Getting 100% Approval Bad Credit Payday Loans

You can get a payday loan application online or call them directly. During the process, you may be asked to submit documents such as your driver's license, or your latest electricity bill. After submitting your application, payday companies will process your application instantly and you can have your cash through wire transfer in less than 24 hours.

Online facilities for payday loans are available 24 hours and 7 days a week. For example, you can apply online during the early morning and get your cash the next afternoon. This saves time and money by not travelling to physical locations. With instant application processing, you will know if your application is approved or not in a matter of minutes.

Repaying Your Payday Loan

Repaying your payday loan is also as convenient as the application process. Payday loans are automatically terminated on your next payday. When you receive your paycheck, the payday company automatically withdraws your money and the interest from your bank account. The interest rate is stipulated in the agreement terms. You can also extend the payday loan term by filling out an application form 3-4 days prior to the due date. It is important to submit an online form for loan extension 3-4 days before the deadline or you might be force to pay a penalty if you cannot pay the loan on time. You can also pay off your payday loans earlier without any fees.

7 Payday Loan Tips

Payday Loans are easy to get loans, as long as the lender is able to know your pay stub, and accordingly get a post dated check issued by you. This check maybe dated a month after the date of release of the loan, or even for a later period. Payday loans are excellent when you are facing sudden cash crunches, but on temporary basis. These kinds of loans are not advisable for inexperienced borrowers, who have very little control over their cash flows. The main disadvantage of this kind of loan is that, there are many chances of the loan getting out of control. These loans may seem to be affordable at a certain point of time, but may become a large amount in a few months. Therefore, we are required to take certain factors in consideration, before opting for a payday loan.
1. The amount that we, borrowers, receive is much lower than the amount that is written on the backside of the check. Finance charges are also deducted, from the amount of loan, as per the terms and conditions that have been agreed. We are required to write a check, of the amount plus the financial charges, failure to which we will be required to pay a higher rate of financial charges.

2. We may have more funds in our accounts, to cover the amount of check. In case the amount of the loan becomes due, but we are not in a position to repay the loan, we are provided other options by the lender. We may be suggested to renew our loan amount, or make consideration of a new loan amount. This new loan will have separate financial charges as well as extra late fees, all adding up to a new amount.

3. Different kinds of State Regulations cover the payday loans, which have a term limit of 30 days. The lenders use their own discretion and issue loans that are usually not less than 30 days, placing us at the mercy of the lender.

4. We know that these kinds of loans are especially suitable, when we are experiencing cash crunches. This clearly states that we are expected to repay the loan as soon as we are in a better financial position. However, a trend has been observed to get the loan "roll over", resulting in the ultimate amount to blow up to a huge proportion. This creates an undue pressure on us, to repay a much larger amount.

5. These loans are designed in such a manner that they become accessible to the lower income borrowers, who are not usually able to borrow money from other sources. The fact that is to be taken into account is that the lender does not consider the financial position of the borrower in such circumstances.

6. There are many payday loan sites that are known to be making an automatic roll over of the loan. Other sites have contractual agreements with the borrowers that state that the borrower has no right to file for bankruptcy, or any kind of suit against the lender.

7. Payday loans are considered to be the last option for us, when we do not have any other source from which money can be received. These loans are easily available, without any kinds of hassles relating to approval, and thus are very tempting for the borrowers.

Whenever we desire to make a loan, we should be well informed about the risks involved in the loan, about the different rates of the loan, and also about the fees that will be covered in the loan. We have the option of seeking help from the different organizations, who shall provide us with excellent options of negotiations, thereby making a reduction in the interest charges and lowering the monthly interests in the process.

We can say that the Payday loans are attractive solutions, to solve all our money lending problems, but any hasty and hurried decision can land us in much more trouble. It can put us in the vicious circle of debt. It is always good to ensure that we have enough funds to repay the debt, when the opportunity arises.



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Military Payday Loans

Due to military personnel's busy everyday routine in caring for the country's security, they often do not have enough time to care for the financial emergencies that arise frequently on the family level.

Low Cost Payday Loan

The term low cost payday loan is often used to refer to a short-term paycheck advance. Other terms used that mean the same thing are faxless payday loan or quick cash payday loan. A low cost payday loan is characterized by a short-term maturity date, the same as a cash advance. It is normally paid pack on your next payday. Americans are often paid biweekly, so cash advances often have a two-week term.

Nationwide Payday Advance

A nationwide payday advance is a way to obtain emergency cash when you are faced with unexpected emergencies between paydays. Applying and qualifying for this type of loan is not difficult at all.

Bad Credit Cash Advances

Bad credit cash advances are a popular kind of loan that are designed to be a fast way of dealing with unforeseen strains on your finances until your next paycheck. They are fast and are one of the easiest kinds of loans to apply for. Lending companies do not conduct any credit history checks on you, nor do they require collateral. You can have bad credit and still be approved for the loan, and receive the cash quickly when you need it.